Flexible Financing at Dwell & Company: Furnish Now, Pay Over Time

Outfitting a home is an investment in how you live every day. Whether you're furnishing a first apartment, upgrading the living room, or finally buying that dining set, the cost can add up. Financing gives you a way to spread that cost into manageable monthly payments instead of paying all at once, so a larger project stays comfortably within reach.

At Dwell & Company, financing is available through the Synchrony credit card, a credit card program issued by Synchrony Bank. Below we explain the benefits, how it works, and what to know before you apply.

The benefits of financing your purchase

• Spread the cost over time. Turn a single large purchase into manageable monthly payments that fit your budget.
• Special financing offers. Qualifying purchases may be eligible for promotional financing on the Synchrony credit card.
• Get what you need now. Furnish a full room or complete a project today rather than buying piece by piece.
• One dedicated account for your home. Keep your home purchases in one place.
• A simple application. Applying takes only a few minutes, and qualified applicants can get a decision quickly.

Financing is a tool, not free money. Whether it's the right choice depends on your own budget and how confidently you can pay the balance within any promotional period.

How it works

When you make a qualifying purchase with your Synchrony credit card, you may be eligible for a promotional financing offer. Promotional offers, terms, and any minimum purchase amounts vary, and approval and your credit limit are subject to credit approval. Minimum monthly payments are required. Before you buy, the full terms of any promotional offer — including how interest is handled and how long the offer lasts — will be available to you so you can make an informed decision.

How to apply

Applying for the Synchrony credit card is quick and can be done in store or online before you check out. You'll provide some basic personal and financial information, and qualified applicants receive a decision in seconds. You must be 18 or older to apply (21 or older to apply by phone).

Frequently asked questions

Who is eligible? You must be 18 or older to apply (21 or older by phone), and approval is subject to credit approval. Credit is offered to all applicants fairly and without discrimination, consistent with federal and state fair-lending laws.

Are minimum monthly payments required? Yes. Minimum monthly payments are required.

Where can I see the full terms? The complete, current terms and disclosures for any offer will be available to you before you complete a financing purchase, and appear in the financing details below.

Important Financing Details

The Synchrony credit card is issued by Synchrony Bank. Standard account terms apply to non-promotional purchases. Minimum monthly payments are required. Subject to credit approval.

Not all promotional financing options are offered by all retailers that accept a Synchrony Bank issued credit card. Please check with the retailer to find out which promotional financing options may be available for your purchase; otherwise, standard terms will apply.

Must be 18 or older to apply; must be 21 or older to apply by phone.

We reserve the right to discontinue or alter the terms of this offer at any time.

Dwell & Company is committed to offering credit to all applicants fairly and consistently, without regard to race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from a public assistance program.